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Thanks for the replies,
For the people who have these policies in place, I'm wondering how specific the list is. For example do you consider all electrical problems and emergency? If a breaker flips at 3:00 AM and there are no applicances being run on it and other circuits within the apartment, is this considered an emergency? With a water leak, if somebody discovers a leaky shutoff at 3:00 AM and could easily catch the water in a bowl until the morning is this considered an emergency?
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Thanks,
Bill