Is anyone taking unemployment as proof of income for new applicants?

Is anyone taking unemployment as proof of income for new applicants? I don't want to get them in the door then they live for free the next however long this mandate is.

I sent an email to my regional manager about it last week. Still waiting on an answer, but so far they still need to provide the pay stubs. Which didn’t prevent that case scenario you talking about from happening. Someone came in employed and lost job within a couple weeks ????

We contacted KTS (our retained attorneys) about this and they said we should accept it. Just the same as someone comes in employed, they can lose a job too.

In some jurisdictions source of income is a protected class

Myra Defoe local jurisdictions throughout the country. Not necessarily everywhere. It's pretty standard in the mid-Atlantic where I am. Has been for a couple of decades. In the county I'm in you even have to include student loans.

Yes if it’s from our specific state

Case by case.

Yes that with a furloughed letter

Fair housing. Cannot discriminate based on source of income.

Exactly and I see this question often on here a source of income is a A source of income especially if it’s coming from the government it’s verifiable

Debby Jordan but you only use the part that is not the extra

Christina Bartlett not in every jurisdiction. Texas, for example, we do not have to accept it.

Federal Apartments can only use the amount they qualify for not the $600 extra
Applicant that gets. $767...but rent is determined only on the $167.

we accepted it but when figuring the amount we did not include the extra 600 and if they could still pay based on their base unemployment, then it qualified

Yep in Cali. You have to.

It is income

Karen Ramsey Seni it does...how long is it for if they just started receiving it... it is a year.

We are. Theyre making more money on unemployment these days than working. ????‍♀️????‍♀️

Please check your state specific protections regarding income!! In CA you must accept it

Keep in mind, in these times employment is no more stable than unemployment benefits. ????????‍♀️

We are accepting it ????????‍♀️ in Atlanta. It definitely is income but check with your local municipalities first to see what the potential backlash would be if you deny it.

You had better check for fair housing laws in your area. Source of income was added in many areas (not federal) back in 2008/2009, due to so many people on unemployment not being able to find housing.

Susan Schulist Sherfield you still need to have potential to pay rent and
Minimum guidelines met
Source of income is in some areas protected class but you still need to meet criteria

We are accepting, however, we go on what is initially being made, and not counting the extra $600, and if they can qualify based on that, then yes, otherwise, they are denied.

We are taking unemployment ONLY if we have a letter from their employer saying that they're laid off or furloughed temporarily and will have a job to come back to once things open up. If they're legitimately laid off then we don't accept it as we don't have a guarantee of any ongoing income. Now that the $600 is ending in a couple days (and will likely only be replaced by $200 or $300) it's important we're sure they still are employed or will be.

According to HUD rules, Unemployment is NOT considered income. It is not to be used to calculate yearly income as it is NOT income. You cannot get an income verification from the unemployment office so you do not know how long that income will last. You also do not know if the business that promised this person their job back will still be in business at the end of this all.

Please cite the guidelines.

We have decided that we are not accepting it as income because it is literally a payment made to them because they are unemployed. We also do not accept student loans as income. I know it may sound harsh, but our residents are qualified and they pay every month.

Why do you think HUD doesn't count unemployment as income? That is not what the HUD manual says .. unemployment is listed as an included source of income (per HUD 4350.3)