Any members in the group considering changing their criteria policies to allow those with past evictions?

Any members in the group considering changing g their criteria policies to allow those with past evictions after a certain period of time? Given the pandemic and many losing their homes/rentals during that time I wonder if anyone is considering allowing if it was 5+ years ago for example.

The free money flowed like water at that time. If you lost your rental it would be really weird.

Miles Scruggs maybe take away the pandemic from my original context. Would you have a different perspective on the conversation?

Miles Scruggs Hmm I can both agree & disagree with this. On the one hand I think of the fact that if I hadn’t of moved states immediately after the shut down. I likely would have lost my apartment. My husbands job was completely shut down and I was literally finishing out my last two weeks.
We talk about this all the time what a blessing in disguise us moving was. He would have lost his job, my jobs hours would have been cut, our rent was about to be raised 8% and we were already overspending every month ON BILLS. We literally did nothing in free time.
But if we stayed we were one paycheck away from homelessness. Before any Covid help was available. Even with what unemployment was and the extra, it wouldn’t have been enough.
But being on the other end and yes seeing residents order tons of Amazon packages and not paying anything towards rent. Or even my half sister who fully took advantage of covid til the very end, there’s where Id agree with you.
I think that I’d make an exception if the eviction happened in 2020. Consider evictions of 2021, if they could provide like their tax return and the community they were evicted from and request the previous contract they had for payment plan. If they weren’t paying at all, I’d probably deny but if I could see they were paying something each payment schedule then id be willing to work with them. That and see their tax returns for the past 2yrs & that they currently qualify. That they’ve had stability. Because I think if you hadn’t had stability for at least the last 2 years, then yeah something is wrong.

We have not but if you were too, I don’t really see it as any different than asking for a prospect with poor credit for a higher deposit? You’d just be asking for additional documents to support the eviction was Covid related.
I’d make an exception if the eviction happened in 2020. As well as consider evictions of 2021, if they could provide their tax returns and the community they were evicted from. Then request the previous contract they had for payment plan. If they weren’t paying at all, I’d probably deny but if I could see they were paying something each payment schedule then I’d be willing to work with them.
As well as ask to see their tax returns for the past 2yrs & that they currently qualify. That they’ve had stability. Because I think if you hadn’t had stability for at least the last 2 years, then yeah something is wrong.
But I wouldn’t consider evictions from 2022, 2023 or any from 2024.
I’d probably also ask for a rental referral/verification. We did evict a resident during Covid but it was not due to Covid. It’s because she was harassing neighbors our maintenance supervisor and assaulted him.
That’s why if you’re going to qualify someone with a past eviction, I’d make sure it was because of the financial impact from Covid.

We use OneApp Guarantee and if approved through them, we will accept. We also have properties in the Kansas City market and their new guidelines require evictions at one year.

If they only had one and don't owe on any judgement, we would allow it as long as they meet the other rental requirements.